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Will I Get An Instant Decision When I Apply For a Guaranteed Payday Loan?

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Guaranteed payday loans are the fastest growing lending type in the UK at present.  The reason for this is two-fold; they are quick and easy to apply for and with most lenders, you get an instant decision and also the economic climate currently means that more and more people need access to loans just to survive.

Applying for a cash till payday loan is simple.  All you need is to be a UK resident, over the age of 18 and have a UK back account.  Some lenders also require you to have a minimum income of £750 per month.

The next thing you need to do is to source a payday lender.  If you want an instant decision, there are two things that you need to check before choosing a lender:

·         The lender guarantees an instant decision

·         The rate of APR is competitive

There are so many payday lenders in the market that most will offer these criteria.  Regarding an instant decision, even the most thorough of lenders will offer a decision within an hour, others will give a decision within ten minutes and some even quicker.

It is important to establish a lender with the lowest rates of APR as if, for any reason, you need to extend the loan period, you will incur the least costs.  The most competitive rates on the market for a payday loan are usually £25 per £100 borrowed as long as the loan is repaid within the 30 day timescale.

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Representative APR 1737% icon

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  • Less Than Perfect Credit OK
  • 60 Second Application
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Happy Customers

Chris needed to borrow £100 until payday. He applied here online and got his money within the hour. Chris repaid his loan when he got paid 28 days later at a total cost of £125.

Representative APR 1737% (variable*)

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